Sunday, May 3, 2009

home loan equity


Do you own your home? If so, it’s likely to be your greatest single asset. Unfortunately, if you agree to a loan that’s based on the equity you have in your home, you may be putting your most valuable asset at risk.
Homeowners — particularly elderly, minority, and those with low incomes or poor credit — should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line.
Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission (FTC) urges you to be aware of these loan practices to avoid losing your home.

http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea11.pdf

Wednesday, April 29, 2009

Portable HDD Regenerator v1.71


HDD Regenerator v1.71 | 6.01 MB
Portable HDD Regenerator v1.71 | 6.41 MB


Hard disk drive is an integral part of every computer. It stores all your information. One of the most prevalent defects of hard drives is bad sectors on the disk surface. Bad sectors are a part of the disk surface which contains not readable, but frequently necessary information. As a result of bad sectors you may have difficulties to read and copy data from your disk, your operating system becomes unstable and finally your computer may unable to boot altogether. When a hard drive is damaged with bad sectors, the disk not only becomes unfit for use, but also you risk losing information stored on it. The HDD Regenerator can repair damaged hard disks without affecting or changing existing data. As a result, previously unreadable and inaccessible information is restored.


How it works
Almost 60% of all hard drives damaged with bad sectors have an incorrectly magnetized disk surface. We have developed an algorithm which is used to repair damaged disk surfaces. This technology is hardware independent, it supports many types of hard drives and repairs damage that even low-level disk formatting cannot repair. As a result, previously unreadable information will be restored. Because of the way the repair is made, the existing information on the disk drive will not be affected!

Can the HDD Regenerator repair your drive?
Almost 60 % of damaged hard disks can be repaired by regeneration. You can always download free demo version and try to regenerate the first found bad sector. The main purpose of the unregistered demo version is to display a report which contains information about the possibility to regenerate the entire disk by means of the registered full version. If the first found bad sector has been successfully regenerated, you can buy the product to regenerate all bad sectors on your hard drive. If the first bad sector has NOT been successfully regenerated, then replace your hard disk drive as soon as possible.

Important notes
Since the program does not change the logical structure of a hard drive, the file system may still show some sectors marked earlier as "bad", and other disk utilities such as Scandisk will detect logical bad sectors even though the disk has been successfully regenerated and is no longer damaged by physical bad sectors. If you want to remove these marks, repartition the hard disk drive.

Download

http://rapidshare.com/files/227361059/Portable.HDD.Regenerator.v1.71___softarchive.net.rar.html

Friday, April 17, 2009

Maxprog iCash 5.4 Multilingual


Maxprog iCash 5.4 Multilingual


iCash is a software intended to control your personal finances, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don't even need to know about accounting or even care about it! Your finances depend largely on good organization that lets you know where your money comes from and to where it goes. iCash is an easy-to-use, full featured and multi-purpose Personal Finance Manager tool for Macintosh and Windows intended to help you control all kinds of money issues.

iCash can serve several small accounting needs for either private users, or clubs, associations, self-employed, small businesses or simply to be used at home, making keeping track of incomes, expenses and Banks transactions a snap. With a few clicks you can begin creating accounts and making transactions in minutes.

iCash is versatile and user-friendly. For this reason it doesn't use the principle of double-entry bookkeeping making it much easier to be used by people with very little or no accounting knowledge at all. Simply create accounts for all your expenses, incomes, Banks... and start moving money between them! iCash will then allow you to find out where all your money comes from and where it goes. All accounts are well organized according to user-defined categories and built-in types so reports can be tailored to include all records or only ones meeting specified criteria. iCash also allows you to have as many money manager documents as necessary so you can control almost anything from Clubs, associations, home and so on at the same time.


Key features:

1. No accounting knowledge required, no double-entry bookkeeping
2. Easy-to-use, straightforward and user-friendly all-in-one interface
3. Share your documents between your Mac and your PC hassle free
4. Unlimited Accounts, Categories and Contacts
5. Logical Account classification by category and type
6. Multiple currencies support with exchange rate manager
7. Transaction auto-balance and reconciliation
8. Scheduled and recurring transactions support
9. Full Budget support with customizable calculator
10. Project categorization of transactions for queries and reporting
11. Pre-defined customizable Reports
12. Advanced recordable Queries and Statistics
13. Chart creation by account, type, category including Profit & Loss
14. Fast Import and Export of Categories, Accounts and Transactions. (OFX, QIF, CSV)
15. Powerful SQL database engine with auto-backup protection
16. Multi-document interface with password protection

What's new in 5.4:
- Upg - It is now possible to set a document fiscal year starting month.
- Upg - The query panel Payee pull-down menu now only shows the payees used in transactions related to the query.
- Upg - It is now possible to select several results from a SQL query, including with the 'Select All' menu.
- Upg - It is now possible to enter amounts with no heading zero (.50) both in the transaction panel and the calculator.
- Upg - Both the . and , key are now supported to enter decimal separators.
- Upg - Pressing the +-*/ operator keys in the amount field will now show the calculator with the amount and operator entered.
- Upg - It is now possible to delete current number digit by digit using the Delete key in the calculator.
- Upg - It is now possible to Group and Ungroup transactions from both the Query and the Overview panel.
- Upg - Transaction status bar now display the money flow percentage ((Incomes-Expenses)/Incomes).
- Upg - It is now possible to create accounts and categories from the OFX and the QIF target account selector.
- Upg - OFX import now displays a progress window...

Size : 11.6 MB
Download
http://uploading.com/files/D4J6S4M8/Maxprog.iCash.v5.4.Multilingual.rar.html
http://uploadbox.com/files/b7M2ZI8t7m

Friday, March 13, 2009

PCMAV 2.0 Valkyrie (Final)


PC Media Antivirus (PCMAV) 2.0.0 - Valkyrie
Copyright (c) 2006-2009 Majalah PC Media
Pinpoint Publications Group

--------
FEATURE
--------


a. The Best Antivirus in Indonesia
b. Made in Indonesia.
c. Fast Detection.
d. Documents Safe.
e. System Recovery.
f. Totally Clean.
g. Accurate.
h. Pro-Active Protection.
i. Automatic Updates.
j. New Virus Detection.
k. Scan Entirely.
l. Dual-Core Engine Antivirus.
m. Friendly User Interface.
n. PORTABLE (Without Installation)
o. Trusted Expert.
p. PC Media Fully Support.
q. FREE.

WHAT ARE NEW?
a. IMPROVED! New module memory implementation management and searching file which are
faster and more stable.
b. NEW! IntelligentScan (iScan) engine for ClamAV to boost the acceleration when Clamav
engine is used.
c. NEW! RealTime Protector (RTP) for Vista dan Windows 7.
d. NEW! Virus Quarantine to isolate the suspected virus. (You may have the file back
in case of false alarm).
e. NEW! Virus Submission integrated in the Virus Quarantine.
f. NEW! PC Media Updates Manager to have automatic updates.
g. IMPROVED! First integration PCMAV Cleaner & RTP.
h. IMPROVED! Scan feature through right-click Explorer (/REGSHELL)
i. BUG FIXED! Heuristic false alarm in some programs and script.

NEW VIRUS IN PCMAV 2.0 (54 VIRUS)
Ahole
Ahole.inf
Aurel
Aurel.vbs.B
Autoit.CL
Autoit.CM
Autorunme.D
Dungcoi.D
GameLover
GameLover.exe
GameLover.htm
Gerubug
Hidea
Joke.StartKiddies
Labunreke
Labunreke.bat.A
Labunreke.bat.B
Labunreke.bat.C
Labunreke.inf
LoveStory.B
Manokwar
Manokwar.inf
Nabe.A
Nabe.B
Nabe.C
Nginul.B
PisangBakar.A
PisangBakar.B
PisangBakar.bat
PisangBakar.txt
Recycler-Kkrunchy.C
Recycler.Q
Recycler.Q.inf
Recycler.R
Recycler.S
Recycler.T
Recycler.T.inf
Recycler.U
Recycler.V
Shinigami
Shinigami.inf
Vemo.A
Vemo.B
Vemo.C
Vemo.D
Vfp
Vfp.bat
Vfp.inf
Vires.H
Vires.I
Wordhb
Xlove
Yeanqin
Yuyun.vbs.C

http://rapidshare.com/files/205453080/PCMAV_2.0_Final.rar

Download Hacks For Megaupload And Depositfiles


Download Files form MEGAUPLOAD and DEPOSITFILES at ease.
1 CLICK Instant Auto Downloads With NO Waiting Time.
Country Slot LIMIT Bypassing.


http://rapidshare.com/files/205180793/MG.DP.East.rar
or
http://www.easy-share.com/1903884354/MG.DP.East.rar

Thursday, March 5, 2009

Airscanner Mobile Firewall v3.0


Airscanner Mobile Firewall for Windows Mobile Pocket PC is a low-level, bi-directional, packet filtering firewall that examines all incoming and outgoing TCP/IP traffic. This personal firewall ensures that data is permitted based on access control lists that you select from a set of predefined filters, or from filters that you create yourself. The firewall parses packets as they come in (or go out) on the wire or over the air, and it matches the data against a rule set of ports and IP addresses, URLs, etc. Unlike some other products, Airscanner Mobile Firewall is not a simple port blocker or application port monitor. It is a true, full strength packet filtering application.

Advanced Protection for Kids and Employees
Our latest version of the Airscanner Mobile Firewall goes above and beyond the norm to give parents and employeers the power to proactively protect their mobile devices. By incorporating password locking capabilities into our software, device owners can be assured that their users only visit approved sites and use approved services.


Features
• Monitor your inbound and outbound of ALL TCP/IP communication (WiFi, GSM/GPRS)
• Filter packets at the network level
• Control full alerting and logging functions
• Quickly select security zones of varying strength
• Have the option to ignore (drop packets from) a particular IP address
• View a real-time connection overview that lists all currently open ports and their state (e.g., a “netstat” for the Pocket PC) with connected IP address.
• Have the ability to define custom filters

Allow trusted computers based on IP address

http://rapidshare.com/files/205169873/Atlantis.Airscanner.Mobile.Firewall.v3.0.rar

Monday, February 9, 2009

WebcamMax v5.0.7.2 Multilingual


Stream videos, movies, flash, desktop screen, pictures to virtual webcam; add floating text, frame, transform, emotion effects over real webcam. For all webcam programs (MSN, ICQ, AIM, Skype, Camfrog, Paltalk, Yahoo Messenger and etc). Your chat mate will be attracted by your webcam. More than 1800 effects online. DIY webcam effects. Webcam video recorder. Webcam snap. Share webcam in 16 programs. Fast switch between virtual and real webcam.


Key features:

· For all webcam programs, such as ICQ, AIM, MSN, Camfrog, Skype, Paltalk, Yahoo Messenger…
· Virtual webcam or enhance real webcam.
· Videos and movies to webcam.
· Desktop screen to webcam.
· Pictures to webcam.
· Floating text over webcam.
· Frame effects over webcam.
· Transform effects over webcam.
· Emotion effects over webcam.
· Webcam effects update weekly online.
· Webcam video recorder.
· Webcam snap.
· Fast switch between virtual and real webcam.
· Share webcam in 16 programs.
· DIY webcam effects.

http://rapidshare.com/files/195767165/WebcamMax.v5.0.7.2.rar

Or

http://www.easy-share.com/1903572852/WebcamMax.v5.0.7.2.rar

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